M.L. Kerns & Associates, LLC is an independent consulting firm established to assist business owners, management and their advisors in the design, installation and maintenance of their qualified employee benefit programs.

Today these plans are an integral part of the total compensation picture of any business, and their cost, complexities and variations have created a demand for specialists to ensure their continued health.

ML Kerns is prepared to assist clients in examining the entire scope of tax-sheltered plans now available, including executive and employee benefit programs, corporate pension and profit-sharing plans, deferred compensation plans, and cafeteria plans (medical and dependent care). Upon selecting the best plan or combination of plans to fulfill your specific objectives, we will take responsibility for the implementation and maintenance of such plans while working with and assisting your CPA and Attorney.

This web site explains the extent of our services and we welcome your inquiry as to how we can provide assistance to you and your business.