Services

M.L. Kerns & Associates, LLC provides comprehensive employee benefits consulting and record keeping services for:

Defined Contribution Plans - 401(k) Profit Sharing & Money Purchase

Services can include:

• Plan Design
• Preparation Of Plan Document & Summary Plan Description
• Traditional or Daily Account Valuation
• Employee Communication Materials
• Employee Meetings
• Employer Reports (Quarterly & Summary Annual Report)
• Employee Statements (Cash or Accrual) - 15 business day guarantee
• Voice Response System
• Web Site
• Retirement Planning Tools
• Over 1,500 Mutual Fund Investment Options
• Individual Brokerage Accounts
• 404(c) Investment Advisory Services (through Kerns Capital Management, Inc.)
• Administration of Loans & Distributions
• All required IRS & DOL Compliance Testing
• Form 5500 Production
• Form 1099 Production
• Preparation Of All IRS, Department of Labor and PBGC Forms
• Responsive Customer Service Representatives

Defined Benefit Plans

Services can include:

• Plan Design
• Preparation of Plan Document & Summary Plan Description
• Employee Communication Materials
• Annual Valuation With Summary Annual Report
• Form 5500 Production
• Form 1099 Production
• All required IRS & DOL Compliance Testing
• Preparation Of All IRS, Department of Labor and PBGC Forms
• Administration Of Distributions
• Responsive Customer Service Representatives